Terms of use

Last updated: 25 September 2026

By using Ratewit (ratewit.com) you agree to these terms. If you do not agree, please do not use the site.

Estimates only

The calculators produce estimates from the figures you enter and the formula shown on each page. Real loans can differ because of fees, insurance, taxes, rounding rules, day-count methods, rate changes and other contract terms. Always rely on the official figures from your lender or provider.

Not financial advice

Nothing on Ratewit is financial, legal, tax or investment advice, and nothing is an offer or recommendation of any loan or product. Consider speaking to a qualified professional before making financial decisions.

No warranty

We test the calculators carefully, but the site is provided "as is", without warranties of any kind, including accuracy, completeness or fitness for a particular purpose. To the extent permitted by law, Ratewit is not liable for any loss arising from use of the site or reliance on its results.

Use of the site

You may use the calculators freely for personal or business planning. Please do not copy the site wholesale, interfere with its operation or use it for anything unlawful.

Third-party services and links

The site uses Google services for analytics and may show ads, as described in the privacy policy. Links to other sites are provided for convenience; we are not responsible for their content.

Governing law

These terms are governed by the laws of Thailand.

Changes

We may update these terms and will change the date at the top when we do. Questions: hello@ratewit.com.